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ROUTING# 302075267 | Locations | Rates
Colorado Credit Union

Free Checking

Free checking girl sitting on trail with her dog.

Colorado Credit Union's Free Checking was made for your busy lifestyle. Our Free Checking account offers you the convenience of mobile banking and access to shared branch banking at 5,900 locations. In addition, you'll enjoy a Free Visa® debit card, no monthly service charge, and no minimum balance requirements. Open yours today.

Benefits of this account include:

  • FREE Online and Mobile Banking* including a budget management tool: Cash Coach
  • FREE Visa® Debit Card enabled with contactless chip technology, an enhanced-security feature that allows you to “tap and go” at any contactless-accepting card readers
  • Change direct deposits, recurring payments, and subscription payments quickly and easily with ClickSWITCH
  • Enroll in electronic statement & documents including tax documents
  • FREE Bill Pay
  • No minimum balance
  • Unlimited check writing
  • Thousands of surcharge-free CO-OP ATMs
  • Banking at more than 5,900 CO-OP Shared Branches across the country
  • Lost or stolen card? Stop by a branch to be "instant issued" a new card on the spot

Overdraft Privilege

Sometimes things don’t go as planned, and that can mean not having enough funds in your checking account to cover a retail transaction. To help members avoid this occasional problem, Colorado Credit Union offers Overdraft Privilege. This value-added service allows you to overdraw your account up to a preset limit when an account has insufficient funds to cover a transaction. Please note, you must “opt-in” for this feature and you always have the option of having funds transferred directly from your savings account on an as-needed basis. Ask a Member Service Representative for more information. 

Already a member? Login to Online or Mobile Banking to open a Free Checking account.