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Colorado Credit Union

Free Checking

A happy family posing next to the back of their car

Colorado Credit Union's Free Checking was made for your busy lifestyle. Our Free Checking account offers you the convenience of mobile banking and access to shared branch banking at 5,600 locations. In addition, you'll enjoy a Free VISA® debit card, no monthly service charge, and no minimum balance requirements. Open yours today with just a $25.00 initial deposit.

Benefits of this account include:

  • FREE Direct Deposit
  • FREE AnyTimeCCU Online Banking
  • FREE Mobile Banking*
  • FREE Mobile Deposit*
  • FREE VISA® Debit Card
  • FREE eStatements
  • FREE Bill Pay
  • No minimum balance
  • Unlimited check writing
  • Thousands of surcharge-free MoneyPass ATMs
  • Banking at more than 5,600 co-op branches across the country

Overdraft Privilege

Sometimes things don’t go as planned, and that can mean not having enough funds in our checking account to cover a retail transaction. To help members avoid this occasional problem, Colorado Credit Union offers Overdraft Privilege. This value-added service allows you to overdraw your account up to a preset limit when an account has insufficient funds to cover a transaction. Please note, you must “opt-in” for this feature and you always have the option of having funds transferred directly from your savings account on an as-needed basis. Ask a Member Service Representative for more information. 

*Data carrier rates may apply.