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Colorado Credit Union

Home Equity Loans

 "Platinum HELOC" Home Equity Line of Credit

Consolidate your debts, make home improvements, pay for college, go on vacation, and more with our Platinum Home Equity Line of Credit.
  • No upfront closing costs
  • No annual fees
  • No prepayment penalties
  • Quick & easy process
  • We are a local, community-based lender

HELOC rates as low as 5.25% APR* 

  • 10 year draw with 15 year repayment period, 25 year amortization
  • Monthly principal and interest payments
  • Max CLTV 90%
  • Variable rate tied to prime interest rate 

Fixed 2nd Mortgages

  • Offer terms of 5, 10, 15, or 20 years
  • Monthly principal and interest payments
  • Fixed interest rates

* Prime +.25% Annual Percentage Rate is available with combined loan to value of no more than 80%, loans of at least $10,000, and is subject to credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 5.00% as of 7/1/2018. APR will not exceed 18% or be lower than 3.75%. Not all applicants will qualify for the lowest rate. Estimated closing costs range from $442-$1307, including appraisal. Contact a tax advisor for tax deductibility information. Real estate loans are available on Colorado residences only. Property insurance is required. Colorado Credit Union membership required. Other restrictions may apply, call for details.