If you find yourself wondering what happened to your budget after the holidays and you want to avoid high interest on credit card bills, then consider putting your holiday spending money into CCU’s Holiday Club account. You will earn a competitive interest rate and will be prepared for year-end gift giving. This account includes auto payout of funds mid-October, just in time to get a jump on holiday shopping. It’s easy to set up and get started. We can even help you set up auto transfer into this account making it easier to prepare for the holidays.