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Colorado Credit Union

Rates


Download our Deposit Rates

Dividend & Interest Rates on Savings
Account Type 
Dividend Rate   APY* 
Regular Shares (Minimum Balance $5.00) 0.10% 0.10%
IRA Shares (Minimum Balance $100.00) 0.10% 0.10%
Health Savings Shares 0.10% 0.10%
Holiday Savings Club 0.10% 0.10%
Premier Checking (Minimum Balance $2,000) 
Dividend Rate   APY* 
$2,000 - $9,999.99 0.05% 0.05% 
$10,000 - $24,999.99 0.05% 
0.05% 
$25,000 - $49,999.99 0.10% 0.10% 
$50,000 - $99,999.99 0.10% 
0.10% 
$100,000+ 0.15% 0.15% 
Money Market (Minimum Balance $2,500) 
Dividend Rate   APY* 
$2,500 - $9,999.99 0.80% 0.80% 
$10,000 - $24,999.99 0.90% 0.90% 
$25,000 - $49,999.99 1.00% 1.00% 
$50,000 - $99,999.99 1.10% 
1.11% 
$100,000 - $249,999.99 1.20% 1.21%
$250,000+ 1.75% 1.76%

*APY= Annual Percentage Yield. APY is accurate as of 12/1/2018. To earn stated APY, minimum balance must be maintained daily. Minimum balance is required to open the account. Dividends will be calculated daily, compounded and credited to your account monthly. Rates subject to change without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings on all account types.  Ask for details and restrictions.


CDs & IRA Certificates of Deposit

6 month CD
12 month CD
24 month CD
30 month CD
36 month CD
48 month CD
60 month CD
Tier
APY*
APY*
APY*
APY*
APY*
APY*
APY*
$500-$9,999.99
1.80% 2.10% 2.35% 2.45% 2.50% 2.70% 2.95%
$10,000-$49,999.99
1.85% 2.15% 2.40% 2.50% 2.55% 2.75% 3.00%
$50,000-$74,999.99
1.90% 2.20% 2.45% 2.55% 2.60% 2.80% 3.05%
$75,000-$99,999.99
1.95% 2.25% 2.50% 2.60% 2.65% 2.85% 3.10%
$100,000+
2.00% 2.30% 2.55% 2.65% 2.70% 2.90% 3.15%

*APY= Annual Percentage Yield. APY is accurate as of 12/1/2018.  Rates subject to change without notice. Penalty may be imposed for early withdrawal, which could reduce earnings on the account.  Ask for details and restrictions.

 
Loans
Loan Type Rate as low as Loan Amount example Term example Payment example
Automobiles 3.74% APR* $15,000 24 months $653.61
Motorcycles 6.74% APR* $15,000 60 months $295.18
Recreational Vehicles 8.24% APR* $20,000 72 months $343.01
First Mortgages Contact us at 303.978.2274 for latest rate information
Fixed Rate Second Mortgages  6.50% APR** $50,000 180 months $435.56
Home Equity Line of Credit  5.50% APR** $50,000  300 months $285.06
VISA Credit Card 10.95% APR*


Overdraft Line of Protection 14.99% APR*


Signature Loan (Personal Loan) 11.99% APR* $5,000 36 months $166.05
Share/CD Secured 3% over yield $5,000 48 months $110.78

* APR Annual Percentage Rate. Rates effective as of 7/1/2018 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change. Click here to view VISA Credit Card disclosure.
** Prime +.25% Annual Percentage Rate is available with combined loan to value of no more than 80%, loans of at least $10,000 and is subject to credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 5.25% as of 10/1/2018. APR will not exceed 18% or be lower than 3.75%. Not all applicants will qualify for the lowest rate. Estimated closing costs range from $442-$1307, including appraisal (appraisal may not be needed). Second lien real estate loans are available on Colorado residences only. Property insurance is required. CCU membership is required. Other restrictions may apply, call for details.