Service Charges-Fee Schedule
| Savings Account |
|
|---|---|
| Holiday Club Account Early Withdrawal |
$10.00 per withdrawal |
| IRA Closure/Rollover/Transfer to Other Institution |
$25.00 |
| Excessive Electronic Transaction |
$5.00 per transaction (assessed on non-checking accounts when greater than 6 automatic or electronic transactions are conducted in a calendar month) |
| Monthly Service Charges | |
| Money Market | $10.00 per month (assessed when balance drops below $2,500) |
| Premier Checking | $4.00 per month (assessed when balance drops below $2,000) |
| Checking Accounts |
|
| Check Printing |
Prices vary upon style |
| NSF (Non-Sufficient Funds Item) | $29.00 per item |
| Overdraft Privilege | $29.00 per item |
| Overdrawn Account |
$5.00 per day (assessed daily when account is $5 or more overdrawn for 5 or more consecutive days) |
| Overdraft Transfer (Savings to Checking) | $3.00 (FREE online) |
| Retrieval and Copy of Draft | $3.00 (FREE online) |
| Stop Payment (all items) | $25.00 per request |
| Temporary Check | $2.00 per sheet (4 checks) (new accounts excluded) |
| Other Service Charges (applicable to all accounts) | |
| Account Reconciliation and Research | $35.00 per hour ($35 minimum) |
| Bad Address | $10.00 per month |
| Returned Item | $15.00 |
| Returned Item-To/From Same Member | $34.00 |
| Domestic Wire Transfer (Outgoing) | $20.00 per transfer |
| Foreign Wire Transfer (Outgoing) | $50.00 per transfer |
| Foreign Item Sent for Collection/Special Item | $25.00 per item |
| Garnishment/Levy Attachment | $50.00 |
| Inactive Account (Savings Account) | $5.00 per month (no activity for 12 months, balance less than $500 and account holder is over age 17) |
| Statement (or interim) Copy | $3.00 per copy (FREE online) |
| Visa Gift Cards | $3.50 per card |
| Alacriti Loan Payment via Phone/Branch | $8.00 |
| Alacriti Loan Payment via Web | $4.95 |
| Visa Credit Card | |
| Cash Advance for Classic Visa Credit Card | $25.00 per advance |
| Cash Advance for Platinum Visa Credit Card | $10.00 or 3% of cash advance amount (whichever is greater) Maximum of $75.00 |
| Late Visa Payments | Maximum of $30.00 per cycle (assessed when payment is over 1 day late) |
| Returned Item on Visa Payments | $30.00 |
| Card Services-Includes all card types offered at CCU | |
| Rush Order on Card | $35.00 |
| Replacement Card | $15.00 |
| Empty ATM Deposit Envelope | $30.00 |
| Other Late Charges | |
| Late Charges on Mortgage Loans/Lines of Credit | 5% of payment (assessed when payment is over 10 days late) |
| Late Charge on Other Loans | $15.00 (assessed when payment is over 10 days late) |
| Service Charges for Nonmembers | |
| Check Cashing | $10.00 |
| Notary | $5.00 |
| Money Order | $5.00 per money order |
| Cashier's Check | $6.00 per check |
| Coin Processing | 3% of coin total |
| Shared Branch Deposit | $0.20 per item (assessed when more than 15 items are presented) |
Fee Schedule effective: 2/13/2023. Fees are subject to change.