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Mobile Banking is offered FREE to our members. However, you may be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.


We are happy to announce that we are now offering Mobile Deposit.
Please view our step by step tutorial, and we welcome you to give us a call at (303) 978-2274 for further information.

What are the general requirements to be enrolled for Mobile Deposit?

The primary member needs to be an active user of home banking.

Your account has been open for 90 days.

The account has an active card record.

A valid email address must be on file at CCU.

The primary member is at least 16 years old.

Your account must have a positive balance.

A deposit of at least $250 needs to have been made to your account within the last 90 days.

There are no delinquent loans on the account.

How do I gain access to the Mobile Deposit App?

First you will need to enroll in our AnyTimeCCU Online Banking, if you haven’t done so already. Next download our app, once the app has successfully been downloaded to your smart phone, you will log in using the same credentials as your AnyTimeCCU username/password.

Will we accept foreign funds?
No, Mobile Deposit does not accept foreign funds.

What if I show my paystubs attached to a check, will CCU immediately accept it and release the funds?
No, the software will not accept images of the payroll stub.

Can I use Mobile Deposit to make a loan payment with a check from another institution?
Absolutely, funds can be deposited into your savings or checking account and then transferred to your loan.

What is the cut off time for me to deposit checks for the current day?
3PM Mountain Standard Time.

What is the daily dollar amount limited accepted per day?
You are permitted to submit up to $5,000.00 through Mobile Deposit per day.

How many checks can I submit per day?
While there is not a limit to the number of checks you are permitted to submit, there is a $5,000.00 limit per day.

How long does CCU hold checks for before releasing all funds to my account?
Check holds with Mobile Deposit are the equivalent to an ATM deposit. While the first $200.00 is released immediately, it could take 2-10 business days to release the remaining funds. Please reference the membership agreement.

What should I do with my check after I have submitted it via Mobile Deposit?
Once your check has been successfully deposited, retain your check for 60 days. The check should then be properly shredded.

How do I know if I’m eligible for Mobile Deposit?
There are multiple ways to determine if you are eligible for Mobile Deposit. First you could always contact CCU at 1-800-828-2274 and ask a member service representative. If you are eligible, you will receive a letter from CCU.

How is Mobile Deposit disabled from an account?

Share or loan has been negative for 30 days or more.

How is Mobile Deposit revoked from an account?

Your share or loan has had a negative balance for 45 days or more. Mobile Deposit may also be revoked if there is any abuse of duplicate deposit items or fraudulent activity.

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