Colorado Credit Union


We are committed to educating our members on fraud and identity theft protection through our Fraud Information Center.

Understand the difference between fraud and identity theft, recognize common tactics used to obtain your information, and learn the steps you can take to help protect your account and personal information.

Colorado Credit Union

To learn more about ID theft and how to deter, detect and defend agaist it, visit Or request copies of ID theft resources by writing to:

Consumer Response Center - Federal Trade Commission
600 Pennsylvania Ave., NW, H-130 - Washington DC 20580

Fraudsters may attempt to steal your identity by fraudulently obtaining your personal information — such as your Social Security number, bank account number, or other identification — and using it to open new accounts or initiate transactions in your name. An identity thief might open new credit cards or bank accounts, forge checks, or even apply for loans. This can cause financial loss or damage your credit, and possibly lead to a lengthy resolution process.

In general, identity theft is more extensive than fraud, which is usually limited to an isolated attempt to steal money from an existing account.

Even if you think your security has been compromised, it does not automatically mean that you are a victim of identity theft. An incorrect entry or isolated incident of theft from your Colorado Credit Union account may have occurred and can be quickly resolved — call CCU at 800-828-2274 or 303-978-2274.

How does identity theft happen?
Identity theft is portrayed as a high-tech crime affecting only those people who shop, communicate, or do business online. However, while thieves can obtain personal information via online methods, the majority of identity theft occurs offline. Stealing wallets and purses, intercepting or rerouting your mail, and rummaging through your garbage are some of the common tactics that thieves use to obtain personal information.


  1. Don’t pay by check. If you have to get checks for your checking account put your work address and phone number on the check to limit the amount of personal information on paper.
  2. Never list your Social Security # (CO. DMV used to print this on driver license) of anything and don’t carry your card anywhere.
  3. Destroy statements and solicitations. Don’t just tear them up and put them in the trash.
  4. Secure your mailbox and never mail payments from home.
  5. Add the date when you sign electronically on signature pads at retailers.
  6. Remove bar codes from magazines before you throw them in the trash.
  7. Keep your insurance card safe to prevent medical ID theft.
  8. Don’t leave paper trails.
  9. Know who you are dealing with. Do not give anyone personal information over the phone if they call you. If they say there are from a company that you deal with, get a number and offer to call them back. Then call the number of the company that you know and verify information.
  10. Remove your name from lists.
    1. No call registry 888-382-1222
    2. Opt out from solicitations 888-567-8688 or
    3. Contact existing creditors to opt out of their solicitations
  11. Always review your statements in a timely manner
  12. Know your delivery dates of your statements to follow up with the creditor if it is not received
  13. Monitor your credit report annually.
  14. Destroy Hotel Key Cards. You do not need to turn them back in.
  15. Put a security freeze on credit bureaus for those who will not be borrowing (children’s accounts where they will not be borrowing for a long time or elderly accounts where they are past their borrowing years). You can do this by contacting the credit bureaus directly to receive the proper instructions.




Colorado Credit Union

External Link/Third Party Disclaimer
By accessing the noted links below, you will be leaving Colorado Credit Union’s website and entering a website hosted by another party. Although Colorado Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Colorado Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Colorado Credit Union.

Colorado Credit Union NCUA

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Through the National Credit Union Administration, a U.S. Government Agency
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TELEPHONE NUMBER: 303-978-2274 or 1-800-828-2274 - MAILING ADDRESS: PO Box 270010 - Littleton, CO 80127-0001


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