Colorado Credit Union
   
     

 

Loan Rates:

Colorado Credit Union

Loan Type

Rates as low as

Automobiles

Payment Example:


1.99% APR*
 
$15,000 Loan Amount
24 Month Term
Payment:  $638.04
   

Motorcycles

Payment Example:

6.74% APR*

$15,000 Loan Amount
60 month term
Payment:  $295.18

 

Recreational Vehicles

Payment Example:

8.24% APR*

$20,000 Loan Amount
72 month term
Payment: $353.01

 

First Mortgages

Contact us at (303) 978-2274 for latest rate information.

   

Fixed Rate
Second Mortgage
(CO only)

Payment Example:

5.99% APR*

 

 

$50,000 Loan Amount
180 month term
Payment:  $421.66
   

Home Equity Line
of Credit
(CO Only)

Payment Example:

4.00% APR **

$50,000 loan Amount
300 month term
Payment: $263.92

 

VISA Credit Card

10.95% APR*

Ready Credit/
Overdraft

14.99% APR*

Signature Loan

Payment Example:

11.99% APR*

36 month term
$5,000 Loan Amount
Payment: $166.05

Share/CD Secured

Payment Example:

3% over yield

48 Month Term
$5,000 loan Amount
Payment: $110.78

 

* Annual Percentage Rates effective 6/1/2014 dependent on term and credit history. These rates are subject to change.

Note: Real estate loans are available on Colorado single-family primary residences and 2nd homes only.

** Prime +.75% Annual Percentage Rate is available with combined loan to value of no more than 80%, loans of at least $10,000 and is subject to credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 3.25% as of 6/1/2014. APR will not exceed 18% or be lower than 4.00%. Other restrictions may apply, call for details. Real estate loans are available on Colorado residences only.

CCU membership is required.

 

 

Savings Rates:

Colorado Credit Union

CLICK HERE TO DOWNLOAD RATES PDF

Dividend & Interest Rates on Savings
Account Type
Dividend Rate
APY*
Regular Shares
(Minimum balance $5.00)
0.10%
0.10%
IRA Shares
(Minimum balance $100)
0.10%
0.10%
Premier Checking (Minimum Balance $2,000)
Rate
APY*
$2,000 - $9,999.99
0.05%
0.05%
$10,000 - $24,999.99
0.05%
0.05%
$25,000 - $49,999.99
0.10%
0.10%
$50,000 - $99,999.00
0.10%
0.10%
$100,000+
0.15%
0.15%
Money Market (Minimum Balance $2,500)
Rate
APY*
$2,500 - $9,999.99
0.15%
0.15%
$10,000 - $24,999.99
0.20%
0.20%
$25,000 - $49,999.99
0.25%
0.25%
$50,000 - $99,999.00
0.30%
0.30%
$100,000+
0.35%
0.35%

To earn stated *Annual Percentage Yield (APY), minimum balance must be maintained daily. 

MONTHLY FEES:

Money Market
$10.00 per month (assessed when balance drops below $2,500)
Premier Checking
$4.00 per month (assessed when balance drops below $2,000)

Dividends will be calculated daily, compounded and credited to your account monthly.  Rates may change at any time.  Ask for details and restrictions.

CDs and IRA Rates:

CDs* and IRA Certificates
Account Type Dividend Rate APY*
6 Month Certificate 0.35% 0.35%**
12 Month Certificate 0.60% 0.60%**
24 Month Certificate 0.95% 0.95%**
30 Month Certificate 1.05% 1.06%**
36 Month Certificate 1.20% 1.21%**
48 Month Certificate 1.80% 1.81%**
60 Month Certificate 2.10% 2.12%**

* APY: Annual Percentage Yield.

**CDs require $500 to open. Current APR/APY is for the amount $500 to $9999.99. Higher APR/APY is available for higher deposit amounts. Contact us for more detailed rate information. Yield: Since dividends are compounded monthly, the annual yield will be greater than the Dividend Rate since dividends would be paid on accumulated dividends. Note: Dividend rates and yields are subject to change. Early withdrawal penalty: 90 days' dividends on 6 month to 2 year Certificates. 180 days dividends on Certificates over 2 years.

Rates effective as of 8/3/2015. These rates are subject to change.

 

Colorado Credit Union NCUA

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Through the National Credit Union Administration, a U.S. Government Agency
Colorado Credit Union has 4 Locations to serve you located in Brighton, Ken Caryl (Littleton), Englewood, and Downtown Denver. Our services include: Credit Union Service Network, Savings Account, Checking Account, Free ATMs, Auto Loans, First Mortgage Loans, Home Equity Loans and Lines of Credit, Overdraft Privilege, Personal Loans, Individual Retirement Accounts, Certificates of Deposit, Money Market Accounts, Internet Banking, Online Bill Payment, Telephone Banking, Direct Deposit/Payroll Deduction, Auto Buying Services and Financial Planning Services.
            Colorado Credit Union

TELEPHONE NUMBER: 303-978-2274 or 1-800-828-2274 - MAILING ADDRESS: PO Box 270010 - Littleton, CO 80127-0001
COLORADO CREDIT UNION'S ROUTING NUMBER: 302075267

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