Give yourself some peace of mind when unexpected expenses happen!
Ready Credit This revolving line of up to $25,000 is linked to your checking account, transferring funds automatically to cover unforeseen emergencies or events. Apply for this revolving line today!
Sometimes things don’t go as we plan, and that can mean not having enough funds in our checking account to cover a retail transaction. If that happens it can be embarrassing, not to mention costly, when it comes to merchant fees. To help members avoid this occasional problem, Colorado Credit Union offers Overdraft Privilege. This value-added service allows you to overdraw your account up to a preset limit depending on the type of checking account you have when an account has insufficient funds to cover a transaction. In addition to checks, the program includes ATM transactions, Visa Debit Card transactions and automatic electronic payments (ACH). Fees for check, ACH electronic items and ATM/Debit Card transactions are $34 per item. Please note you must “opt-in” for this feature. Ask a Member Service Representative for more information.
You always have the option of having funds transferred directly from your savings account on an as-needed basis.