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Loans: Home Equity

Introducing our new "Platinum HELOC."

Consolidate your debts, make home improvements, pay for college tuition, go on vacation, and more with our Platinum Home Equity Line of Credit.

HELOC rates as low as 4.50% APR* including:

  • 10 year draw with 15 year replacement period, 25 year amortization.
  • Monthly principal and interest payments
  • Max CLTV 90%
  • Variable rate tied to Prime Interest Rate

 

Apply Online Today, CLICK HERE!

 

Plus, we offer the following additional products:

Interest Only HELOCs

  • Balloon at 10 years
  • Interest only payment
  • Max CLTV 85%

 

Fixed 2nd Mortgages

  • Offer terms of 5, 10, 15 or 20 years
  • Monthly principal and interest payments
  • Fixed interest rates

GUIDELINES FOR ALL EQUITY PRODUCTS:

No restrictions on purpose: concurrent close purchase, refinance, and stand-alone
  • Condos, second homes, and multi - units: 80% CLTV max
  • Property value over $600k: 85% CLTV max, exceptions with compensating factors
  • HELOCS/2nds behind fixed rate 1st only

 

* Prime +.25% Annual Percentage Rate is available with combined loan to value of no more than 80%, loans of at least $10,000 and is subject to credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 4.25% as of 7/1/2017. APR will not exceed 18% or be lower than 3.75%. Other restrictions may apply, Call for details. Real estate loans are available on Colorado residences only.

 

 

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