Important Account Information

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Consumer (Regulatory) Information

Colorado Credit Union (CCU) is:

• Insured by the NCUA (National Credit Union Administration). Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. Government.
• An Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
• An Equal Opportunity Lender. We do not discriminate on the basis of race, color, national origin, religion, sex, maritial status, age, income from public assistance or if you exercise a right under the Consumer Credit Protection Act.
• An Equal Opportunity Employer M/F/D/V.
• Per the Fair and Accurate Credit Transaction Act of 2003 (FACT Act) the credit union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
• CCU is a State Charted Credit Union regulated by the Colorado Division of Financial Services and the National Credit Union Administration.
• Effective Saturday, April 2, 2005, Visa updated their exchange rate disclosure on foreign currency transactions to read as follows: "A rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives or the government-mandated rate in effect for the applicable central processing date, in each instance, plus or minus any adjustment determined by the Issuer." What this means to you: The amount posted to your account is based on the exchange rate the day Visa processes that transaction and any Visa adjustment fee which is currently at 1% of the converted dollar amount. This fee will be indicated in your account statement by the transaction description "Visa International Service Assessment."

Please contact us at 303-978-2274 or 1-800-828-2274 if you have questions about this change.

Account Information and Membership Agreement

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Account Information and Membership Agreement

includes:

• Membership & Account Agreement
• Truth-In-Savings
• Electronic Funds Transfers
• Funds Availability

Member Privacy

Privacy Policy

As required by the USA Patriot Act

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this Means for You:

• When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
• We may also ask to see your driver's license or other identifying documents.

Thank you for your understanding.

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Third party website links will launch you to a website that is not controlled or owned by CCU. CCU does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via theese linked websites. Please be aware that information security and privacy policies may differ from those practiced by CCU.