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Regular CD's

This term-based account pays higher rates of interest for a fixed period of time. With terms from 6 months to 5 years and a low minimum opening balance of $500, this account is perfect for members who want to earn more interest and don't need immediate access to their funds. Whether you are saving for something or just want to earn higher rates, this account allows you to lock in a competitive rate and start growing your money.

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CDs* and IRA Certificates Account Type Dividend Rate APY 6 Month Certificate 2.81% 2.85% 12 Month Certificate 2.91% 2.95% 24 Month Certificate 3.06% 3.10% 30 Month Certificate 3.15% 3.20% 36 Month Certificate 3.30% 3.35% 48 Month Certificate 3.34% 3.40% 60 Month Certificate 3.45% 3.50%

Click here to view all CD rates. Adobe Acrobat Reader is required. Click here to download for free.

*CDs require $500 to open. Current APR/APY is for the amount $500 to $9999.99. Higher APR/APY is available for higher deposit amounts. Contact us for more detailed rate information.

APY: Annual Percentage Yield

Yield: Since dividends are compounded monthly, the annual yield will be greater than the Dividend Rate since dividends would be paid on accumulated dividends.

Note: Dividend rates and yields are subject to change.

Early withdrawal penalty: 90 days dividends on 6 month to 2 year Certificates. 180 days dividends on Certificates over 2 years.